Privacy policy

What we do not collect

• Names, email addresses or accounts. There is no sign-up.
• Social Security numbers or any government identifier.
• Income, birth date or benefit amounts entered into a calculator — these never leave your device.

What is collected automatically

The site is served by a hosting provider that keeps standard access logs: IP address, user agent, requested URL and timestamp, retained for security and abuse prevention. Aggregate traffic statistics may be recorded without cross-site tracking or advertising profiles.

Cookies

The site itself does not set tracking cookies. If advertising is enabled in future, third-party vendors including Google may use cookies to serve ads based on prior visits to this or other websites. Where required, a consent banner will appear before any non-essential cookie is set, and this policy will be updated with the date of the change.

Third-party links

Pages link to ssa.gov, irs.gov and other official sources so you can verify figures. Those sites have their own privacy policies. Following a link does not share your calculator inputs, because we never had them.

Your rights

Because we do not build profiles or maintain accounts, there is normally no personal data to access, correct or delete. If you believe a request we hold contains personal information, write to [email protected] and we will respond within the period required by applicable law, including GDPR and CCPA rights where they apply.

Children

This site is intended for adults managing their own payroll, benefits or retirement decisions.

Changes

Material changes to this policy will be dated here and recorded in the changelog.